Advanced Underwriting
Quick Links
AIG
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9/15/21: Credit cards accepted.
American Amicable
AMERICO
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Term Impairment Guide (this is outdated but can be used as reference)
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AD: 30 yr to age 50 / 20 yr to age 60
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7/5/22: 40k Face, Min Age=40 , NO Driver License or Felony Q or UW
Ameritas FLX Term
Columbian Financial Group - CFG
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Telesales = Telephone Interview for Face Amounts over $100,000
CVS
Ethos
Foresters
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Critical and Chronic Issue age 75 and younger / Terminal all ages
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PlanRight - UW Guide 2019(includes RX combos for Diabetes resulting in BASIC DB)
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Bright Future (0-17)
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ADB Terminal Only, Common Carrier AD, Family Health Benefit
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Age 16 will get member benefits, 18 for LawAssure and Community Grants
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Executor of Estate becomes owner if parent dies before child is 18.
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Child at age 18 becomes owner
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Member Benefits at age 18 for scholarship $2500 per year up to 4x = $10,000
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G.I. Rider would be for UL or Adv Plus with LB.
Government Personal Mutual - GPM
Great Western
John Hancock
Mutual of Omaha
NASSAU RE
National Life Group / LSW
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Height & Weigh Table - refer to Oxford Site
Prosperity
Royal Neighbors
TransAmerica
Immediate Solutions/Final Expense 2023
Immediate Solutions 2019 - VOID DO NOT USE
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9/15/21: credit cards accepts, max age 85 reinstated.
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credit card: https://creditcardtoken.transamerica.com/
Misc
Advanced underwriting for field agents with Equis Financial Insurance